/* ============================================
   Credit Bridge — Premium Fintech Landing Page
   ============================================ */

@import url('https://fonts.googleapis.com/css2?family=Cormorant+Garamond:ital,wght@0,400;0,500;0,600;0,700;1,400&family=Outfit:wght@200;300;400;500;600;700&display=swap');

/* ---------- CSS Variables ---------- */
:root {
  --navy-deep: #070e1a;
  --navy: #0a1628;
  --navy-mid: #0f1e35;
  --navy-light: #162742;
  --charcoal: #1a2332;
  --slate: #2a3a52;
  --gold: #c9a96e;
  --gold-light: #e8d5a8;
  --gold-dark: #8a6f3e;
  --cream: #f0ece4;
  --white: #f8f6f1;
  --text-primary: #e0dcd4;
  --text-secondary: #8899aa;
  --text-muted: #5a6b7e;
  --green: #2ecc71;
  --red-soft: #e07070;
  --font-display: 'Cormorant Garamond', Georgia, serif;
  --font-body: 'Outfit', system-ui, sans-serif;
  --ease-out-expo: cubic-bezier(0.16, 1, 0.3, 1);
  --ease-out-quart: cubic-bezier(0.25, 1, 0.5, 1);
}

/* ---------- Reset & Base ---------- */
*, *::before, *::after {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  overflow-x: hidden;
  font-size: 16px;
}

body {
  font-family: var(--font-body);
  background: var(--navy-deep);
  color: var(--text-primary);
  line-height: 1.7;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: var(--gold);
  text-decoration: none;
  transition: color 0.3s ease;
}

a:hover {
  color: var(--gold-light);
}

/* ---------- Scrollbar ---------- */
::-webkit-scrollbar {
  width: 6px;
}

::-webkit-scrollbar-track {
  background: var(--navy-deep);
}

::-webkit-scrollbar-thumb {
  background: var(--slate);
  border-radius: 3px;
}

::-webkit-scrollbar-thumb:hover {
  background: var(--gold-dark);
}

/* ---------- Navigation ---------- */
.nav {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  z-index: 1000;
  padding: 20px 60px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  transition: all 0.5s var(--ease-out-expo);
}

.nav.scrolled {
  padding: 14px 60px;
  background: rgba(7, 14, 26, 0.92);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border-bottom: 1px solid rgba(201, 169, 110, 0.08);
}

.nav-logo {
  font-family: var(--font-display);
  font-size: 1.6rem;
  font-weight: 600;
  color: var(--cream);
  letter-spacing: 0.5px;
}

.nav-logo span {
  color: var(--gold);
}

.nav-links {
  display: flex;
  gap: 36px;
  list-style: none;
}

.nav-links a {
  font-size: 0.85rem;
  font-weight: 400;
  
  letter-spacing: 1px;
  text-transform: uppercase;
  position: relative;
  padding-bottom: 4px;
}

.nav-links a::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 0;
  height: 1px;
  background: var(--gold);
  transition: width 0.4s var(--ease-out-expo);
}

.nav-links a:hover {
  color: var(--cream);
}

.nav-links a:hover::after {
  width: 100%;
}

/* ---------- Particle Canvas ---------- */
#particles-canvas {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  z-index: 0;
  pointer-events: none;
}

/* ---------- Hero Section ---------- */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  overflow: hidden;
}

.hero-bg {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  z-index: 1;
}

.hero-bg img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  opacity: 0.6;
}

.hero-overlay {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: linear-gradient(
    135deg,
    rgba(7, 14, 26, 0.9) 0%,
    rgba(10, 22, 40, 0.7) 50%,
    rgba(7, 14, 26, 0.85) 100%
  );
  z-index: 2;
}

.hero-content {
  position: relative;
  z-index: 3;
  max-width: 1300px;
  margin: 0 auto;
  padding: 0 60px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  align-items: center;
  gap: 80px;
  width: 100%;
}

.hero-text {
  padding-top: 40px;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 8px 18px;
  background: rgba(201, 169, 110, 0.08);
  border: 1px solid rgba(201, 169, 110, 0.2);
  border-radius: 100px;
  font-size: 0.75rem;
  font-weight: 500;
  color: var(--gold);
  letter-spacing: 1.5px;
  text-transform: uppercase;
  margin-bottom: 32px;
  opacity: 0;
  transform: translateY(20px);
  animation: fadeSlideUp 0.8s var(--ease-out-expo) 0.3s forwards;
}

.hero-badge::before {
  content: '';
  width: 6px;
  height: 6px;
  background: var(--gold);
  border-radius: 50%;
  animation: pulse-dot 2s ease-in-out infinite;
}

@keyframes pulse-dot {
  0%, 100% { opacity: 1; transform: scale(1); }
  50% { opacity: 0.5; transform: scale(0.7); }
}

.hero-title {
  font-family: var(--font-display);
  font-size: clamp(2.8rem, 5vw, 4.2rem);
  font-weight: 600;
  line-height: 1.15;
  color: var(--cream);
  margin-bottom: 28px;
  opacity: 0;
  transform: translateY(30px);
  animation: fadeSlideUp 1s var(--ease-out-expo) 0.5s forwards;
}

.hero-title .highlight {
  color: var(--gold);
  position: relative;
}

.hero-title .highlight::after {
  content: '';
  position: absolute;
  bottom: 2px;
  left: 0;
  width: 100%;
  height: 2px;
  background: linear-gradient(90deg, var(--gold), transparent);
}

.hero-desc {
  font-size: 1.05rem;
  font-weight: 300;
  
  line-height: 1.8;
  max-width: 520px;
  margin-bottom: 40px;
  opacity: 0;
  transform: translateY(30px);
  animation: fadeSlideUp 1s var(--ease-out-expo) 0.7s forwards;
}

.hero-actions {
  display: flex;
  gap: 16px;
  opacity: 0;
  transform: translateY(30px);
  animation: fadeSlideUp 1s var(--ease-out-expo) 0.9s forwards;
}

.btn-primary {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 16px 36px;
  background: linear-gradient(135deg, var(--gold), var(--gold-dark));
  color: var(--navy-deep);
  font-family: var(--font-body);
  font-size: 0.9rem;
  font-weight: 600;
  letter-spacing: 0.5px;
  border: none;
  border-radius: 6px;
  cursor: pointer;
  transition: all 0.4s var(--ease-out-expo);
  position: relative;
  overflow: hidden;
}

.btn-primary::before {
  content: '';
  position: absolute;
  top: 0;
  left: -100%;
  width: 100%;
  height: 100%;
  background: linear-gradient(90deg, transparent, rgba(255,255,255,0.15), transparent);
  transition: left 0.6s ease;
}

.btn-primary:hover::before {
  left: 100%;
}

.btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 30px rgba(201, 169, 110, 0.25);
}

.btn-secondary {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 16px 36px;
  background: transparent;
  color: var(--cream);
  font-family: var(--font-body);
  font-size: 0.9rem;
  font-weight: 400;
  letter-spacing: 0.5px;
  border: 1px solid rgba(201, 169, 110, 0.3);
  border-radius: 6px;
  cursor: pointer;
  transition: all 0.4s var(--ease-out-expo);
}

.btn-secondary:hover {
  border-color: var(--gold);
  background: rgba(201, 169, 110, 0.06);
  transform: translateY(-2px);
}

.hero-phone {
  display: flex;
  justify-content: center;
  align-items: center;
  opacity: 0;
  transform: translateY(60px) scale(0.9);
  animation: fadeSlideUp 1.2s var(--ease-out-expo) 1.1s forwards;
}

.hero-phone img {
  max-width: 340px;
  filter: drop-shadow(0 30px 60px rgba(0,0,0,0.5));
  transition: transform 0.6s var(--ease-out-expo);
  max-height: 500px;
}

.hero-phone:hover img {
  transform: translateY(-10px) scale(1.02);
}

.hero-scroll-indicator {
  position: absolute;
  bottom: 40px;
  left: 50%;
  transform: translateX(-50%);
  z-index: 3;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
  opacity: 0;
  animation: fadeSlideUp 1s var(--ease-out-expo) 1.5s forwards;
}

.hero-scroll-indicator span {
  font-size: 0.7rem;
  color: #fff;
  letter-spacing: 2px;
  text-transform: uppercase;
}

.scroll-line {
  width: 1px;
  height: 40px;
  background: linear-gradient(to bottom, var(--gold), transparent);
  animation: scrollLine 2s ease-in-out infinite;
}

@keyframes scrollLine {
  0% { transform: scaleY(0); transform-origin: top; opacity: 0; }
  50% { transform: scaleY(1); transform-origin: top; opacity: 1; }
  50.1% { transform-origin: bottom; }
  100% { transform: scaleY(0); transform-origin: bottom; opacity: 0; }
}

/* ---------- Section Base ---------- */
.section {
  position: relative;
  z-index: 1;
  padding: 120px 60px;
}

.section-inner {
  max-width: 1200px;
  margin: 0 auto;
}

.section-label {
  display: inline-block;
  font-size: 0.7rem;
  font-weight: 500;
  color: var(--gold);
  letter-spacing: 3px;
  text-transform: uppercase;
  margin-bottom: 20px;
  position: relative;
  padding-left: 28px;
}

.section-label::before {
  content: '';
  position: absolute;
  left: 0;
  top: 50%;
  width: 18px;
  height: 1px;
  background: var(--gold);
}

.section-title {
  font-family: var(--font-display);
  font-size: clamp(2rem, 3.5vw, 3rem);
  font-weight: 600;
  color: var(--cream);
  line-height: 1.2;
  margin-bottom: 20px;
}

.section-desc {
  font-size: 1rem;
  font-weight: 300;
  
  line-height: 1.8;
  max-width: 640px;
}

/* ---------- Reveal Animation ---------- */
.reveal {
  opacity: 0;
  transform: translateY(40px);
  transition: opacity 0.8s var(--ease-out-expo), transform 0.8s var(--ease-out-expo);
}

.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}

.reveal-delay-1 { transition-delay: 0.1s; }
.reveal-delay-2 { transition-delay: 0.2s; }
.reveal-delay-3 { transition-delay: 0.3s; }
.reveal-delay-4 { transition-delay: 0.4s; }

/* ---------- How It Works ---------- */
.how-it-works {
  background: linear-gradient(180deg, var(--navy-deep) 0%, var(--navy) 100%);
}

.how-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
  margin-top: 64px;
}

.how-card {
  padding: 36px 28px;
  background: linear-gradient(145deg, rgba(22, 39, 66, 0.6), rgba(15, 30, 53, 0.3));
  border: 1px solid rgba(201, 169, 110, 0.06);
  border-radius: 16px;
  text-align: center;
  transition: all 0.5s var(--ease-out-expo);
  position: relative;
  overflow: hidden;
}

.how-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 2px;
  background: linear-gradient(90deg, transparent, var(--gold), transparent);
  opacity: 0;
  transition: opacity 0.5s ease;
}

.how-card:hover {
  transform: translateY(-8px);
  border-color: rgba(201, 169, 110, 0.15);
  box-shadow: 0 20px 60px rgba(0, 0, 0, 0.3);
}

.how-card:hover::before {
  opacity: 1;
}

.how-step {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: rgba(201, 169, 110, 0.08);
  border: 1px solid rgba(201, 169, 110, 0.2);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  font-family: var(--font-display);
  font-size: 1.2rem;
  font-weight: 600;
  color: var(--gold);
}

.how-card h3 {
  font-family: var(--font-display);
  font-size: 1.2rem;
  font-weight: 600;
  color: var(--cream);
  margin-bottom: 12px;
}

.how-card p {
  font-size: 0.88rem;
  font-weight: 300;
  
  line-height: 1.7;
}

/* ---------- Features Section ---------- */
.features {
  background: var(--navy);
}

.features-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
  margin-top: 64px;
}

.feature-card {
  padding: 40px 32px;
  background: linear-gradient(160deg, rgba(22, 39, 66, 0.5), rgba(10, 22, 40, 0.3));
  border: 1px solid rgba(201, 169, 110, 0.05);
  border-radius: 16px;
  transition: all 0.5s var(--ease-out-expo);
  position: relative;
}

.feature-card:hover {
  transform: translateY(-6px);
  border-color: rgba(201, 169, 110, 0.12);
  box-shadow: 0 16px 50px rgba(0, 0, 0, 0.25);
}

.feature-icon {
  width: 52px;
  height: 52px;
  border-radius: 12px;
  background: rgba(201, 169, 110, 0.06);
  border: 1px solid rgba(201, 169, 110, 0.1);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 24px;
  font-size: 1.4rem;
}

.feature-card h3 {
  font-family: var(--font-display);
  font-size: 1.25rem;
  font-weight: 600;
  color: var(--cream);
  margin-bottom: 14px;
}

.feature-card p {
  font-size: 0.9rem;
  font-weight: 300;
  
  line-height: 1.7;
}

/* ---------- Pricing / Cost Section ---------- */
.pricing {
  background: linear-gradient(180deg, var(--navy) 0%, var(--navy-deep) 100%);
}

.pricing-content {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  margin-top: 64px;
  align-items: start;
}

.pricing-table {
  background: linear-gradient(160deg, rgba(22, 39, 66, 0.4), rgba(10, 22, 40, 0.2));
  border: 1px solid rgba(201, 169, 110, 0.08);
  border-radius: 20px;
  overflow: hidden;
}

.pricing-table-header {
  padding: 28px 36px;
  background: rgba(201, 169, 110, 0.04);
  border-bottom: 1px solid rgba(201, 169, 110, 0.08);
}

.pricing-table-header h3 {
  font-family: var(--font-display);
  font-size: 1.3rem;
  font-weight: 600;
  color: var(--cream);
}

.pricing-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 20px 36px;
  border-bottom: 1px solid rgba(201, 169, 110, 0.04);
  transition: background 0.3s ease;
}

.pricing-row:last-child {
  border-bottom: none;
}

.pricing-row:hover {
  background: rgba(201, 169, 110, 0.02);
}

.pricing-row .label {
  font-size: 0.9rem;
  
  font-weight: 300;
}

.pricing-row .value {
  font-size: 0.95rem;
  color: var(--cream);
  font-weight: 500;
}

.pricing-row .value.gold {
  color: var(--gold);
}

/* ---------- Cost Example Card ---------- */
.cost-example {
  padding: 40px;
  background: linear-gradient(160deg, rgba(22, 39, 66, 0.5), rgba(15, 30, 53, 0.3));
  border: 1px solid rgba(201, 169, 110, 0.08);
  border-radius: 20px;
  position: relative;
  overflow: hidden;
}

.cost-example::after {
  content: '';
  position: absolute;
  top: -50%;
  right: -50%;
  width: 200%;
  height: 200%;
  background: radial-gradient(ellipse at center, rgba(201, 169, 110, 0.03), transparent 60%);
  pointer-events: none;
}

.cost-example h3 {
  font-family: var(--font-display);
  font-size: 1.3rem;
  font-weight: 600;
  color: var(--cream);
  margin-bottom: 8px;
}

.cost-example .subtitle {
  font-size: 1rem;
  color: #fff;
  margin-bottom: 28px;
  font-style: italic;
}

.calc-grid {
  display: grid;
  gap: 16px;
  margin-bottom: 28px;
}

.calc-item {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 12px 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.04);
}

.calc-item .calc-label {
  font-size: 0.88rem;
  
  font-weight: 300;
}

.calc-item .calc-value {
  font-size: 0.95rem;
  color: var(--cream);
  font-weight: 500;
}

.calc-formula {
  padding: 16px 20px;
  background: rgba(201, 169, 110, 0.04);
  border-radius: 10px;
  border: 1px solid rgba(201, 169, 110, 0.08);
  margin-bottom: 12px;
}

.calc-formula .formula-label {
  font-size: 0.78rem;
  color: #fff;
  margin-bottom: 4px;
}

.calc-formula .formula-text {
  font-size: 0.9rem;
  color: var(--cream);
  font-weight: 400;
}

.calc-total {
  margin-top: 24px;
  padding-top: 24px;
  border-top: 1px solid rgba(201, 169, 110, 0.15);
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.calc-total .total-label {
  font-family: var(--font-display);
  font-size: 1.1rem;
  color: var(--cream);
  font-weight: 500;
}

.calc-total .total-value {
  font-family: var(--font-display);
  font-size: 1.8rem;
  color: var(--gold);
  font-weight: 700;
}

/* ---------- Counter Section ---------- */
.stats-bar {
  padding: 80px 60px;
  background: rgba(201, 169, 110, 0.02);
  border-top: 1px solid rgba(201, 169, 110, 0.06);
  border-bottom: 1px solid rgba(201, 169, 110, 0.06);
  position: relative;
  z-index: 1;
}

.stats-grid {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 40px;
  text-align: center;
}

.stat-item {
  position: relative;
}

.stat-item::after {
  content: '';
  position: absolute;
  right: 0;
  top: 10%;
  height: 80%;
  width: 1px;
  background: rgba(201, 169, 110, 0.1);
}

.stat-item:last-child::after {
  display: none;
}

.stat-number {
  font-family: var(--font-display);
  font-size: 2.8rem;
  font-weight: 700;
  color: var(--gold);
  line-height: 1;
  margin-bottom: 8px;
}

.stat-label {
  font-size: 1rem;
  
  font-weight: 300;
  letter-spacing: 0.5px;
}

/* ---------- Eligibility Section ---------- */
.eligibility {
  background: var(--navy-deep);
}

.eligibility-content {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  margin-top: 64px;
  align-items: center;
}

.eligibility-list {
  list-style: none;
  display: grid;
  gap: 20px;
}

.eligibility-list li {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  padding: 20px 24px;
  background: linear-gradient(135deg, rgba(22, 39, 66, 0.3), rgba(10, 22, 40, 0.1));
  border: 1px solid rgba(201, 169, 110, 0.05);
  border-radius: 12px;
  transition: all 0.4s var(--ease-out-expo);
}

.eligibility-list li:hover {
  border-color: rgba(201, 169, 110, 0.12);
  transform: translateX(6px);
}

.eligibility-check {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: rgba(201, 169, 110, 0.08);
  border: 1px solid rgba(201, 169, 110, 0.2);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  color: var(--gold);
  font-size: 0.8rem;
}

.eligibility-list li p {
  font-size: 0.95rem;
  
  font-weight: 300;
  line-height: 1.6;
}

.eligibility-list li strong {
  color: var(--cream);
  font-weight: 500;
}

.eligibility-visual {
  display: flex;
  justify-content: center;
  align-items: center;
}

.shield-graphic {
  width: 280px;
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
}

.shield-graphic::before {
  content: '';
  position: absolute;
  width: 240px;
  height: 240px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(201, 169, 110, 0.06), transparent 70%);
  animation: shieldPulse 4s ease-in-out infinite;
}

@keyframes shieldPulse {
  0%, 100% { transform: scale(1); opacity: 0.5; }
  50% { transform: scale(1.15); opacity: 1; }
}

.shield-icon {
  color: var(--gold);
  position: relative;
  text-align: center;
}

.shield-rings {
  position: absolute;
  width: 100%;
  height: 100%;
}

.shield-ring {
  position: absolute;
  border-radius: 50%;
  border: 1px solid rgba(201, 169, 110, 0.08);
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  animation: ringExpand 6s ease-in-out infinite;
}

.shield-ring:nth-child(1) { width: 160px; height: 160px; animation-delay: 0s; }
.shield-ring:nth-child(2) { width: 220px; height: 220px; animation-delay: 1s; }
.shield-ring:nth-child(3) { width: 280px; height: 280px; animation-delay: 2s; }

@keyframes ringExpand {
  0%, 100% { opacity: 0.3; transform: translate(-50%, -50%) scale(1); }
  50% { opacity: 0.8; transform: translate(-50%, -50%) scale(1.05); }
}

/* ---------- Disclaimer Section ---------- */
.disclaimer-section {
  padding: 80px 60px;
  background: var(--navy);
  border-top: 1px solid rgba(201, 169, 110, 0.04);
  position: relative;
  z-index: 1;
}

.disclaimer-section .section-inner {
  max-width: 900px;
}

.disclaimer-section p {
  font-size: 1rem;
  color: #fff;
  line-height: 1.8;
  font-weight: 300;
  margin-bottom: 16px;
}

/* ---------- Contact / Footer ---------- */
.footer {
  position: relative;
  z-index: 1;
  padding: 80px 60px 40px;
  background: var(--navy-deep);
  border-top: 1px solid rgba(201, 169, 110, 0.06);
}

.footer-content {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr;
  gap: 60px;
  margin-bottom: 60px;
}

.footer-brand .footer-logo {
  font-family: var(--font-display);
  font-size: 1.5rem;
  font-weight: 600;
  color: var(--cream);
  margin-bottom: 16px;
}

.footer-brand .footer-logo span {
  color: var(--gold);
}

.footer-brand p {
  font-size: 0.88rem;
  
  font-weight: 300;
  line-height: 1.7;
  max-width: 360px;
}

.footer-col h4 {
  font-family: var(--font-display);
  font-size: 1rem;
  font-weight: 600;
  color: var(--cream);
  margin-bottom: 20px;
}

.footer-col ul {
  list-style: none;
  display: grid;
  gap: 10px;
}

.footer-col ul li a {
  font-size: 0.85rem;
  
  font-weight: 300;
  transition: all 0.3s ease;
}

.footer-col ul li a:hover {
  color: var(--gold);
  padding-left: 4px;
}

.footer-bottom {
  max-width: 1200px;
  margin: 0 auto;
  padding-top: 30px;
  border-top: 1px solid rgba(201, 169, 110, 0.06);
  text-align: center;
}

.footer-bottom p {
  font-size: 0.78rem;
  color: #fff;
  font-weight: 300;
}

.footer-contact-email {
  font-size: 0.88rem;
  color: var(--gold);
  font-weight: 400;
  letter-spacing: 0.3px;
}

/* ---------- Keyframes ---------- */
@keyframes fadeSlideUp {
  from {
    opacity: 0;
    transform: translateY(30px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes float {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-12px); }
}

/* ---------- Horizontal Divider Accent ---------- */
.gold-divider {
  width: 60px;
  height: 2px;
  background: linear-gradient(90deg, var(--gold), transparent);
  margin: 24px 0;
}

/* ---------- Responsive ---------- */
@media (max-width: 1024px) {
  .nav { padding: 16px 30px; }
  .nav.scrolled { padding: 12px 30px; }
  .section { padding: 80px 30px; }
  .hero-content { grid-template-columns: 1fr; gap: 40px; padding: 0 30px; }
  .hero-phone { display: none; }
  .how-grid { grid-template-columns: 1fr; }
  .features-grid { grid-template-columns: repeat(2, 1fr); }
  .pricing-content { grid-template-columns: 1fr; gap: 40px; }
  .eligibility-content { grid-template-columns: 1fr; gap: 40px; }
  .eligibility-visual { display: none; }
  .stats-grid { grid-template-columns: repeat(2, 1fr); gap: 30px; }
  .stat-item:nth-child(2)::after { display: none; }
  .footer-content { grid-template-columns: 1fr; gap: 40px; }
}

@media (max-width: 640px) {
  .nav-links { display: none; }
  .hero-title { font-size: 2.2rem; }
  .hero-actions { flex-direction: column; }
  .how-grid { grid-template-columns: 1fr; }
  .features-grid { grid-template-columns: 1fr; }
  .stats-grid { grid-template-columns: 1fr; }
  .stat-item::after { display: none; }
  .footer-bottom { flex-direction: column; gap: 12px; text-align: center; }
  .section { padding: 60px 20px; }
  .stats-bar { padding: 60px 20px; }
  .disclaimer-section { padding: 60px 20px; }
  .footer { padding: 60px 20px 30px; }
}