Abstract bridge background
Revolving Credit Line

Your Credit,
Clearly Managed

Credit Bridge helps users view and manage revolving credit line information in a clear and organized way.

Credit Bridge App Preview
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₹0
Maximum Credit Line
0.00%
Daily Usage Rate (up to)
0 days
Maximum Usage Duration

How Credit Bridge Works

It is designed to provide clear information before use, including available credit line, current usage, billing information, cost details, and account status.

1

Registration

Complete registration with the required personal information.

2

Identity Verification

Complete identity verification with a valid government-issued identification document.

3

Account Review

Complete other required account review steps before related features become available.

Clarity at Every Step

If a credit line is assigned, keeping it unused does not generate interest or service fees. Charges apply only when you use part of the available line.

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Available Credit Line

View your available credit line, current usage, and account status in a clear dashboard overview.

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Billing Information

Access billing information and cost details before using any available amount.

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Security Measures

Credit Bridge uses security measures to help protect account access and submitted information.

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Usage-Based Charges

Charges apply only when a user uses part of the available line, calculated based on the amount used and the actual usage period.

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Account Status

Review your account status, repayment status, and credit availability at any time.

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No Fee on Unused Credit

If a credit line is assigned, keeping it unused does not generate interest or service fees.

Credit Line & Cost Details

If a credit line is assigned, keeping it unused does not generate interest or service fees. Charges apply only when a user uses part of the available line.

Credit Line Overview

Available Credit Range ₹1,000 — ₹60,000
Usage Duration Based on actual days outstanding, up to 365 days
Daily Usage Rate Up to 0.05% per day
Maximum Annualized Rate Up to 18.25% APR
Service Fee Up to 1% of amount used

Cost Example

The following example is for explanation only.

Amount Used ₹5,000
Usage Duration 150 days
Daily Usage Rate 0.05%
Service Fee Rate 1%
Interest Calculation
₹5,000 × 0.05% × 150 days = ₹375
Service Fee
₹5,000 × 1% = ₹50
Estimated Total Repayment ₹5,425

The actual payable amount may vary based on the amount used, actual usage duration, applicable charges, repayment timing, account status, and the final terms displayed before confirmation.

Who Can Use Credit Bridge

Credit Bridge is intended for users who are at least 18 years old, hold a valid government-issued identification document, complete the required verification process, and meet the applicable account review requirements.

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    Age Requirement — You must be at least 18 years old to use Credit Bridge.

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    Valid Identification — Hold a valid government-issued identification document.

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    Verification Process — Complete the required verification process.

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    Account Review — Meet the applicable account review requirements before features become available.

Credit line access is not guaranteed. Users need to complete registration, identity verification, and other required account review steps before related features become available. Access and continued availability depend on verification results, eligibility review, account status, repayment status, and the applicable rules displayed in the app.

Security and Account Information

Credit Bridge uses security measures to help protect account access and submitted information.